Please read these terms carefully before using our website and services.
Last Updated: October 2026
These Terms of Use ("Terms") govern your access to and use of the Rain-prism website located at rain-prism.com ("Website") and any related services, including our financial education courses and programmes ("Services"). By accessing or using our Website and Services, you agree to be bound by these Terms.
If you do not agree with any part of these Terms, you must not access or use our Website or Services.
Rain-prism is a financial education provider based in London, United Kingdom. Our registered address is 47 Chancery Lane, London WC2A 1PL. We provide educational courses and workshops on personal finance, investment, budgeting, and related topics for individuals of all ages.
You may use our Website for lawful purposes only. You agree to use the Website in accordance with all applicable laws and regulations.
You must not:
Our courses and workshops are designed to provide general financial education. The information and content provided through our Services are for educational purposes only and should not be construed as personal financial advice.
Rain-prism does not provide regulated financial advice. Our instructors are educators, not financial advisers authorised by the Financial Conduct Authority. You should consult a qualified financial adviser before making any financial decisions based on information learned through our courses.
When you enrol in a course:
Course fees are due at the time of enrolment unless alternative arrangements are agreed in writing. We accept payment by bank transfer and major credit/debit cards. All prices are stated in British Pounds (GBP) and include VAT where applicable.
Our refund policy is as follows:
If we cancel a course, you will receive a full refund or the option to transfer to an alternative date.
The Website and its content, including text, graphics, logos, images, course materials, and software, are the property of Rain-prism or our licensors and are protected by copyright and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable licence to access and use the Website for personal, non-commercial purposes. This licence does not include the right to:
Course materials provided to enrolled students remain our intellectual property. You may use these materials for personal study but may not reproduce, distribute, or share them without written permission.
If you submit content to our Website (such as testimonials or feedback), you grant us a non-exclusive, royalty-free, perpetual licence to use, reproduce, modify, and display such content for our business purposes. You represent that you have the right to grant this licence and that your content does not infringe any third-party rights.
The Website and Services are provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not warrant that:
Information provided through our courses is for educational purposes. We do not guarantee any specific financial outcomes from applying the knowledge gained.
To the fullest extent permitted by law, Rain-prism shall not be liable for:
Our total liability for any claim arising from these Terms or your use of the Services shall not exceed the amount you paid to us for the relevant course or service.
You agree to indemnify and hold harmless Rain-prism, its directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Website or Services, your violation of these Terms, or your violation of any rights of another party.
Our Website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites.
We reserve the right to modify these Terms at any time. Changes will be effective when posted on the Website. Your continued use of the Website after changes are posted constitutes acceptance of the modified Terms.
We may modify, suspend, or discontinue any aspect of our Website or Services at any time without notice. We will make reasonable efforts to notify enrolled students of changes affecting their courses.
We may terminate or suspend your access to the Website and Services immediately, without prior notice, if you breach these Terms or for any other reason at our sole discretion.
These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or your use of our Services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Rain-prism regarding your use of the Website and Services.
For questions about these Terms, please contact us:
Rain-prism
47 Chancery Lane
London WC2A 1PL
United Kingdom
Email: [email protected]